Is TheFigiPlanner free?
Yes. The Basic plan is free — 50 transactions per month and 5 custom categories. Premium (€1.99/month) unlocks unlimited transactions and the AI coach; Premium+ (€4.99/month) adds unlimited AI.
FAQ
TheFigiPlanner questions answered
Everything people ask before signing up — pricing, cards, data, the AI coach and cancelling.
Do I need a card to sign up?
No. Sign-up is card-free. You only add a card when upgrading to Premium, and you can cancel anytime.
Is my financial data safe?
Every row is protected by row-level security tied to your account, traffic runs over HTTPS, and Stripe handles payments so card numbers never reach us.
How does the AI coach work?
It analyses your income and spending server-side, summarises the month, flags unusual expenses and suggests where to save. It is part of the Premium plans.
Can I cancel anytime?
Yes, through the customer portal. You keep access until the end of the paid period and your data stays with you.
Do you support multiple currencies and languages?
Yes — English, Slovak and Czech, with a currency switcher in the header (€, Kč and more).
Does it work on mobile?
Yes. The interface is mobile-first and runs in the browser on phone, tablet and desktop with no install.
Do you connect to my bank account?
No. You log transactions yourself — the app never needs access to your bank account.
Still looking for an answer?
Check the features, the security page or the household budgeting guide.
Start budgeting today
The Basic plan is free and card-free. English, Slovak and Czech — in euros or korunas.